About Us

We are an innovative financial technology company with big ambitions.

Union Financial Technologies is an innovative company dedicated to helping Financial Service providers improve their client retention, profitability and corporate governance.

Launched in 2013 our Digital Core, Credit Scoring and Client Engagement solutions have already helped international Retail banks, Credit Unions and start-up Consumer Credit firms.

At present we are active in the Baltic, Nordic, UK and Irish markets and continually expanding our geographic coverage to support clients.

We are also expanding our functional offering to address the changing shape of financial services and in 2015 will launch a new solution to support Crowd/P2P providers.

Our vision is to create a range of easy-to-use solutions which can be used as standalone modules or integrated infrastructure. All solutions will be digitally enabled, meaning real-time, multi-channel and highly scalable.

Union benefits from a team of professionals with deep experience in finance and technology. Peeter Klanberg has over 20yrs experience managing IT for Nordic banks, developing solutions for Credit Unions and Central Banks and as a technology investor. Neil Mathieson has 20yrs experience in global capital markets, advising on finance transformation and commercialising financial technologies.

We are based in Tallinn, Estonia and privately owned and funded.


Union Solutions

Client centric Digital Core solution supporting all key delivery channels, transactions and processes of a financial institution, simultaneously in real-time. As a multi institutional, language and currency solution you can use Union.core in each entity/country and on a fully consolidated Enterprise basis.
Real-time Credit Scoring using multiple data sources and parameters, ensuring compliant account opening and accurate credit decisions.
Client engagement tools that provide a quality, consistent service through Web, Mobile and POS channels and make it easy for clients to understand and purchase your offer.
A tailored solution for Crowd/P2P providers allowing loans and other instruments to be marketed to multiple investors. Supports straight through processing of origination, validation and management in real-time.
A tailored version of Union.core for FX Dealers.