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Universal Banking

Universal Banking

Banking faces constant and rapid change as clients, competition, technology and regulation impact the industry.

Union’s Core Banking Platform is a cloud solution that enables real-time automation of onboarding, multichannel transactions, reporting, and accounting.

Enhance customer engagement, reduce costs, and futureproof your business with Union’s reliable SaaS solution for retail, corporate and neo banks.

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Cloud Native Core Banking

Composable solution for next generation banking.

Cloud Native Core Banking

Decision engine for real-time onboarding and credit scoring.

Customer records with real-time balances and KYC.

Real-time payment processing and monitoring.

Loan management, collections and security.

Current account and deposit management.

FX and fixed income trading.

Real-time AML monitoring and alerts.

General ledger accounting.

NOSTRO monitoring and management.

Regulatory, financial and activity reporting.

Risk management for liquidity, currency and loan positions.

Document management for clients and Enterprise.

White-label internet bank for client self-service.

Multi-channel client messaging.

Configuration of products, processes and roles.

Open architecture and API ecosystem.

Full Product Coverage

Union supports hyper customisation of retail and corporate offers.

Loan Products

Bonds

Buy Now Pay Later

Charge card

Consumer credit

Hire purchase

Invoice financing

Leasing

Microfinance

Mortgages

Overdraft

Payday loans

Revolving credit

Short-term loans

Slice

Term loans

Deposits and Current Accounts

Current account

Digital wallet

Escrow account

On-demand deposit

Merchant account

Term deposit

Virtual IBAN

Payments

AML monitoring

API Ecosystem

BACS

Cards

Cash / Branch

CHAPS

Faster Payments

Fedwire

Foreign Exchange

Internal / A2A

SEPA

SWIFT

Enable the Next Generation

Fully managed service makes it easy to start, scale and adapt.

Better Client Engagement

Offer personalised experiences with frictionless processes across all channels.

Reduce Costs

Implement only what you need, reduce admin and costs using automation and cloud technologies.

Increase Revenue

Leverage insights to offer the right solution at the right time, onboard compliantly in real-time.

Higher Agility

Composable approach, API ecosystem, and easy to adapt as your business changes.

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Holm Bank use Union to manage its corporate banking division, online and in-branch.

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Our experts are ready to help.

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