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Credit Unions

Credit Union Banking Software

In today’s competitive multi-channel world, credit unions must offer digital service while retaining a personal touch.

Packed with features for credit unions, our modular core banking platform enables real-time management of onboarding, transactions, reporting and accounting.

Enhance member engagement and operational efficiencies with a reliable cloud solution for Credit Unions, Community Banks, Co-operatives and Mutuals.

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Credit Union Banking Platform

Modular solution for member-owned financial institutions.

Credit Union Banking Platform

Decision engine for real-time onboarding and credit scoring.

Member records with real-time balances and KYC.

In-branch features for tellers and cash.

Real-time payment processing and monitoring.

Loan management, collections and security.

Current and share account management.

Sales and service case management.

Real-time AML monitoring and alerts.

General ledger accounting.

NOSTRO monitoring and management.

Regulatory, financial and activity reporting.

Risk management for liquidity, currency and loan positions.

Document management for clients and Enterprise.

White-label internet bank for client self-service.

Multi-channel client messaging.

Configuration of products, processes and roles.

Full Product Coverage

Union supports hyper customisation of retail and corporate offers.

Loan Products

Bonds

Buy Now Pay Later

Charge card

Consumer credit

Hire purchase

Invoice financing

Leasing

Microfinance

Mortgages

Overdrafts

Payday loans

Revolving credit

Short-term loans

Slice

Term loans

Deposits and Current Accounts

Current account

Digital wallet

Escrow account

On-demand deposit

Member share account

Term deposit

Virtual IBAN

Payments

AML monitoring

API Ecosystem

BACS

Cards

Cash / Branch

CHAPS

Faster Payments

Fedwire

Foreign Exchange

Internal / A2A

SEPA

SWIFT

Technology Made Easy

Fully managed service makes it easy to start, scale and adapt.

Better Member Engagement

Reach more members and offer personalised self-service with frictionless processes.

Improve Governance

Processes occur in compliance with business rules and an auditable framework.

Increase Revenue

Leverage insights to offer the right solution at the right time, onboard in real-time.

Reduce Costs

Implement only what you need, reduce admin and costs using automation and cloud technologies.

Case Study Logo

Kodumaa Kapital improved client engagement, credit screening and profitability with Union.

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