In the dynamic world of lending, it is essential to provide competitive products with frictionless processes.
Union is a modular solution that supports real-time origination, scoring, disbursement, and management of loans.
Issue more loans and reduce losses with Union’s efficient cloud LMS for retail and corporate lenders.
Cloud Loan Management System
Effective management on a client, loan, portfolio and entity basis.
Calculators and forms to help client apply.
Credit score based on internal and external data.
ESIS offer letters and electronic contracts.
Automated disbursements.
Customer account and limit management.
Security management features.
Loan portfolio management.
Multi-channel reminders and messages.
Real-time monitoring for repayment.
NPL reporting and collections.
Balances and fees automatically updated in general ledger.
Easy configuration of loan products.
Real-time performance dashboard.
Regulatory and financial reporting.
Strong controls, full audit trail.
White-label internet bank for client to self-service.
Integrate to CRM and API Ecosystem.
Full Product Coverage
Supports hyper customisation of retail and corporate credit.
Loan Products
Bonds
Buy Now Pay Later
Charge card
Consumer credit
Hire purchase
Invoice financing
Leasing
Microfinance
Mortgages
Overdrafts
Payday loans
Revolving credit
Short-term loans
Slice
Term loans
Repayment Schedules
Amortising
Annuity
Balloon
Bullet
Custom
Editable annuity
Fixed principal and interest
Repayment holiday
Fees and Interest
Commitment interest
Custom
Fixed interest
Monitoring fee
Penalty fee
Penalty interest
Processing fee
Reschedule fee
Security fee
Variable interest
Benefit From Day 1
Fully managed service makes it easy to start, scale and adapt.
Reduce Risk
Make lending decisions based on extensive and reliable data.
Save Time
Automated issuance, monitoring, and accounting saves time and reduces errors.
Increase Revenue
Retain valued clients and convert more opportunities with real-time credit scoring.
Strong Governance
Lending processes occur in a controlled and auditable framework.
Hüpoteeklaen use Union to manage asset backed lending in retail and corporate lending.
Union FinTech is an innovative technology company driving the next generation of financial services.
Solutions
BanksLendersCredit UnionsPayments and EMIFX and MarketsRetail and eCommerceBanking-as-a-ServiceUse Cases
All Use CasesCore Banking TransformationClient OnboardingCredit ScoringLoan AutomationPayments HubAML ComplianceStartUp FinTechCase Studies
Case Studies