Offering easy payment and access to credit at the point of sale increases conversion and customer loyalty.
Embed credit and payments through your POS, eCommerce and partner channels, credit score in real-time, and manage effectively with smart automations.
Increase engagement and revenues with Union’s financial management solution for retail and eCommerce.
FinTech for Retailers
High performance solution for real-time payments and loans.
Online and POS tools to explain offer.
Multiple payment options at checkout.
Credit scoring based on risk matrix.
Real-time KYC and AML checks.
Electronic offer letters and contracts.
Customer account and limit management.
Multi-channel reminders and messages.
Loan portfolio management.
Real-time monitoring for repayment.
NPL reporting and collections.
Easy configuration of products and prices.
Risk management for liquidity and loan portfolios.
Real-time performance dashboard.
Regulatory and financial reporting.
Strong controls, full audit trail.
White-label internet bank for client to self-service.
Integrate to Rewards app and ERP.
Embedded Credit and Payments
Compose the payment mix your customers require.
Loans
Buy Now Pay Later
Charge card
Credit line
Hire purchase
Instalment
Leasing
Revolving credit
Slice
Payment Types
AML monitoring
API Ecosystem
Bank transfer
Cards
Cash
Digital Wallets
Internal / A2A
Reward points
Payment Channels
eCommerce
Partners
Pay-by-Link
POS
Server-to-Server
High Return on Investment
Fully managed solution delivers bottom line from day one.
Create New Capabilities
Union makes it easy and affordable for retailers to integrate financial services.
Increase Loyalty
Keep customers returning with great payment experiences and reward programs.
Increase Revenue
Increase conversions and average ticket sizes by offering the best payment mix for your market.
Low Risk
Lending decisions based on extensive KYC and credit data, using proven technology.
Kaubamaja use Union to offer and manage BNPL, hire purchase and charge card credit across group brands.
Union FinTech is an innovative technology company driving the next generation of financial services.
Solutions
BanksLendersCredit UnionsPayments and EMIFX and MarketsRetail and eCommerceBanking-as-a-ServiceUse Cases
All Use CasesCore Banking TransformationClient OnboardingCredit ScoringLoan AutomationPayments HubAML ComplianceStartUp FinTechCase Studies
Case Studies