Enables banks, lenders, fintechs and retailers to automate onboarding and credit scoring.
Customisable workflows, scorecards, and multiple data sources facilitate accurate decisions.
Provide customers with real-time decisions and improve compliance with Union’s reliable solution.
Trusted by
Affordable Scoring Software
Data
Integrate internal and external data such as sanctions, PEP, AML, credit register, business register, and open banking to enable deep analysis.
Scorecards
Customise scorecards for products, segments and markets. Open accounts and issue loans based on reliable, real-time scores.
Workflows
Customise processes, from standalone decisions to full automation of account opening and loan issuance.
Dashboard
Real-time view on applications, scores, and actions enhances focus on opportunities and ensures compliance.
Reliable
Built and secured to the highest standards, delivers high performance backed by client and regulatory references.
Data
Integrate internal and external data such as sanctions, PEP, AML, credit register, business register, and open banking to enable deep analysis.
Scorecards
Customise scorecards for products, segments and markets. Open accounts and issue loans based on reliable, real-time scores.
Workflows
Customise processes, from standalone decisions to full automation of account opening and loan issuance.
Dashboard
Real-time view on applications, scores, and actions enhances focus on opportunities and ensures compliance.
Reliable
Built and secured to the highest standards, delivers high performance backed by client and regulatory references.
Benefit From Day 1
Increase Revenue
Convert opportunities with real-time decisions and do more with trusted parties.
Reduce Credit Risk
Make lending decisions based on extensive and reliable income and credit data.
Reduce Compliance Risk
Make onboarding decisions with rigorous checks of entities and persons.
Increase Efficiency
Automate complex data collection, analysis and monitoring tasks.
Decision Engine Use Cases
KYC + Onboarding
Check sanctions and PEP lists, score clients, and automate account opening.
Credit Scoring
Automate loan decisioning and disbursement based on credit policy.
AML + Compliance
Monitor payments for AML and CTF compliance, check customer data and automate reporting.
Debt Management
Automatic scanning for loan repayment, send client reminders and back office alerts.
API Ecosystem
Our API-enabled architecture supports easy integration of 3rd party data.
Ready integrations to data, regtech and government providers reduce time-to-market and enrich datasets.
Use in conjunction with Union core banking platform to automate onboarding and credit decisioning processes.
See All
Flexible SaaS Model
Decision engine is available using a SaaS model.
We fully manage the IT and service, allowing you to reduce costs, transfer knowledge, and focus on your business.
Union is cloud-neutral and can be hosted with the provider of your choice.
Application management
Cloud-neutral
99.99% availability
High resilience
Performance monitoring
24/7 support
Union FinTech is an innovative technology company driving the next generation of financial services.
Solutions
BanksLendersCredit UnionsPayments and EMIFX and MarketsRetail and eCommerceBanking-as-a-ServiceUse Cases
All Use CasesCore Banking TransformationClient OnboardingCredit ScoringLoan AutomationPayments HubAML ComplianceStartUp FinTechCase Studies
Case Studies